Showing posts with label frugality. Show all posts
Showing posts with label frugality. Show all posts

Saturday, February 20, 2010

Built from scratch....

Brace Yourself:

We built a bed.
From Scratch.

Can you believe it? I hardly can! I have been stalking this blog for awhile called Knock Off Wood. You have to go visit this site! It is a woman, Ana, whose passion is carpentry (self taught) and she comes up with knock off plans that match the high dollar pottery barn, crate & barrel, etc furniture for next to nothing compared to the real deal. She gives the plans for free & loves to compare the finished peices to the real deal. Our specific plan for this bed was called the farmhouse bed with an arch... you can view it here if you are interested! What would have cost us literally thousands from pottery barn, we were able to build ourselves for $150- total. That includes screws, wood putty, wood, wood glue, nails, etc. ALL for $150. And it looks fabulous! We started with all this wood....
We borrowed Randy's brother's miter saw because his had a laser & would make a bigger cut than his. So then, Randy gave me a "miter saw tutorial." I have to admit, at first just the noise was intimidating. But once i did one cut & saw how easy it was, i insisted on making all the rest of the cuts! It was empowering!! Yep- that's me working a POWER TOOL! It was quite easy, actually. Knock off Wood's plans made it simple. She laid out all the cuts you needed to make & labeled them with a letter so that the plan to put them together worked just like a puzzle. First off choose the right size wood piece (i know way too much about cuts of wood at this point...2x4, 2x6, 1x6, etc....) and label your board.... (by the way, if you wanted, the home improvement store will cut your peices for you for a minimal price per cut if you didn't have a saw)Then measure your length.....
and line up the laser on the miter saw- slightly to the right of the mark (according to carpenter Randy) for a more accurate measurement...Then, (if you want to be organized about this whole affair) stack your like pieces together (all A's together, B's together, etc....)

Then you get out your nail gun & wood glue & get to work! The only hang up we had with this project was the 4x4 posts. Lowes didn't have any 4x4's that weren't treated. So, we made 4x4s out of (2) 2x4's. But this was a lengthy process. It took Randy the entire time it took me to make ALL the cuts for the project just to make 4 bed posts. First he ran each 2x4 over the joiner (for a more flush connection between the 2 boards... Then, he glued & screwed the 2x4's together (countersinking the screws so we could putty over them later & you wouldn't see them). Then he ran them over the joiner a second time... Here is the difference in how they looked before....
and after.... (see? You can't really tell that they were glued together! Perfect! And after finishing the piece of furniture, you really can't tell at all!) I have such a smart hubby!



And what were the kids doing while we were working??? Well, They played a lot in the garage with us while we worked AND covered their ears when we had to work any power tools!
Anyway..back to the project! We took each panel piece for the headboard & footboard & chiseled off a little on the sides to give it more of a finished edge before attaching the piece.
When we attached... we used wood glue first & then the nail gun to secure it immediately. This is the beginning of our headboard!
The arch to the headboard was "free form!" Randy drew out one half with a pencil, then cut it out...
And he used the first half for a template for the second half to make sure the arch was even. Again.. SMART hubby!
Proud of the arch!!!
Then we used the nail gun & some more wood glue to attach the arch & the bottom of the panel. Again, that's ME with a another power tool. I LOVED the nail gun!
Here's another look at the headboard in progress....
We had to predrill some holes on the 4x4 posts in order to attach them to the headboard & foot board panels.... I don't love the screw driver as much. I used it a little, but mainly left that to Randy!

Here is the finished headboard!! (Jackson took this picture for us!)
After this, we moved onto the footboard & completed it just the same as the headboard minus the arch. Then attached the side rails & cleats. We decided we had better check to make sure our bed fit it properly before doing any sanding/finishing stuff. So, we moved our box spring down to the garage for a few minutes just to be sure!!
Once we knew it would fit, we puttied all the screw and nail holes and sanded....
Then we painted it an antique white that we scored off the return paint section at Lowes awhile back. ($5!!). After that i painted on a faux glaze.....
And then wiped it off... can you see the difference? It makes it have a much more "aged" look to it. I loved it!

Once it dried.... we hauled it upstairs & set it up!! Isn't it fabulous? I don't think i've ever been so proud of a project (or loved it so much!!)


We are going to paint the walls eventually, but for now, i am totally pleased!! It is a MUCH higher sitting bed now, which i have always loved. Jackson had to give Eli a lift up there! And you see who else was working on getting up there too....

Don't worry, Zack got his turn to try it out too...


He even got to stay there until bedtime! Lucky dog!



Wednesday, March 18, 2009

She's ALL OURS!!

Woooo Hooooooo!!! It's official- the Jeep is ours! Randy & I have been working hard on our debt over here for about 18 months & the beginning of March, we got the Jeep paid off. It no longer belongs to the bank, but now is officially a Moss! It is such a great feeling to be paying down debt. It is amazing how freeing it is to not owe anyone any money other than a mortgage & utilities. Now, we aren't there yet, but maybe by the end of this year we will be. We only have my student loans left & then we will be debt free (other than a mortgage!) I can't wait!
So i took a picture of the title when it arrived.....And the letter telling us that the loan was PAID IN FULL......And then i added it to the title to Randy's truck in the file cabinet & went about my day..... Hopefully the engine won't flop on us anytime soon, because i love the car even more since it is free. (well virtually, right?)

Creative Bargain

Eli & i were in Michael's a couple of weeks ago & i stumbled upon a great bargain i couldn't pass up! They had marked down all the large valentine boxes of foam stickers. Not only do my kids wreak havoc on the "craft cabinet" on a daily basis, but i use these all the time with my kids at work. So i bought 4 boxes! I couldn't help myself- they were .79 a box! Well, except for the sparkly ones, which were a little over a buck! The kids have been stickerin' it up around here! I even took a box to Mema's for them to use there with Kaleb too......

Wednesday, May 7, 2008

$40 menu planning- part 2: the groceries


So i promised i would post a picture of the groceries for my budget this week (or the Lowe's Foods trip anyway) & here it is. Most of it honestly wasn't even on my list, but as i said in this earlier post, i had a hard time passing by things that were on sale & matched doubled coupons.
These things were on my list:
Pasta Sauce (i got Bertolli brand for .80c after sale+coupon)
Pork Chops (substituted drumsticks for this meal, $4.20)
2lbs ground beef (on sale for 2.99/lb- paid $6.20)
Flour Tortillas x2 (on sale for $1 each, so i got 2)
Eggs (full price $1.99)
Ricotta Cheese (sale $1.79)
Salad (marked down to .99c, so i got 2 & used a $1 off/2 coupon thus paying .50c each)
Milk (marked down to $2 since it was going out of date in 6 days- the boys will have it long gone!)
apples (full price $3.99)
Macaroni & cheese (i use the easy mac for a quick lunch for the boys when needed & was out- paid $2.49 on sale)
Total for items i needed: $26.97 w/tax
These were not on my list but a great bargain:
Barilla pasta (after sale +coupon .29c)
Nutrigrain granola bars ($1 each after coupons, bought 2)
Nurtigrain cereal bars (sale for 2/$5 & had the coupon on the back for the above nutrigrain granola bars for next time...)
Live Active cheese sticks (after coupon-1.88)
Motts 100% juices (on sale for 2/$4 & i had coupon for $1off/2, so $1.50 each)
Feta cheese (on sale for $1.50)
Total for items i didn't need: $11.36
Total for both : $38.33
Moral of the story- getting things you don't need is a budget buster (this doesn't even include the Walmart run!)
And just to prove that i am not feeding my family pure junk on my menu planning budget here are the dinner meals we have planned: (some have already been eaten!) And i planned 6 because we usually end up with leftovers at least once!)
yummy chicken drumsticks, salad, & boiled potatoes
stuffed bell peppers, corn, cheese toast (there was enough that i froze half of it!)
chicken & spinach manicotti, breadsticks, salad, & fruit (tomorrow night- i can't wait!)
frozen pizza (okay so this one is junk- but the ingredients are all natural!!)
hamburgers, baked beans, macaroni salad
fajitas, mexican rice, mandarin oranges

10 Reasons Why We are Frugal

I have been asked recently WHY i am frugal & WHY i am all of the sudden being more thrifty. I thought about this & decided i would post about it. These are the reasons:
1- Randy's job situation in the fall made it important for us to watch our spending & so the couponing began more out of necessity back then.
2- it has become a hobby & a challenge to see how little out of pocket i can spend & get the most for it.
3- i want to be a good steward of what the Lord is blessing us with & not knowing where the money is going is not being a very wise spender.
4- I like math- & so i like a budget. I like knowing how much money i have to go towards certain things & at the end of the day sticking to it. I like the "control" of a budget, not meaning that it is controlling me, but that by using it, I am controlling where the money is going (rather than wondering at the end of the month where it all went!)
5-My goal is to live debt free. When i say debt free- i mean initially, debt free except a mortgage & hopefully at some point debt free including NO mortgage. I am beginning the dave ramsey snowball debt plan, and am very hopeful. I am proud to say that right now we are consumer debt free (credit cards, etc) & only have to work on our Jeep & student loan.
6-I realize now that our society is set up for us to dig ourselves deeper & deeper into debt, & i refuse to go down that road again. It is stressful, it is wasteful, & the bottom line for me is that takes NO DISCIPLINE. The problem is that we have to learn to say, "no" to things we can't have at that moment. Not saying we can't have it, but that if we can't pay for it, then we can't pay for it, & we shouldn't pay extra for it by putting it on a credit card & paying interest on it. Save for it!
7-I want to help others. I have never been in a financial place in my life (granted i am only 28) to financially help others. There are always announcements at church, or through friends, i hear about people who need. I want to be in a place to say, "you need something? Here you go..." The Lord has blessed me & so i want to give God the glory & bless others. And this doesn't even have to be financially, i can give away all the freebies or almost freebies that i get on a weekly basis.
8- I want to teach my children the value of a dollar. I want them to see us living within our means (or less than our means) & begin to understand that by delaying gratification, we will be in a better place later. I don't want them to start out their lives with credit card debt from all the companies that target college/young students, & i want them to understand that if we want something, we pay for it, right then, not on credit. If we start early, hopefully this will just be second nature to them. I want to hopefully have them learn to save for things too- a lot of times when you have to save for something one of two things happens, you take better care of something once you get it, or you decide you really didn't need it after all.
9-Debt Free means to me: Money Stress Free- meaning- if Randy loses his job or we have a major medical emergency, we won't have to worry as much about the financial side of things. So many arguments (not just in my own marriage but in most everyone's marriage) are about finances & I am excited to see where my marriage will grow from this.
10- i don't want to say that by living frugal & getting out of debt that i won't have to depend on my Lord or trust that He will provide for me, but what i am saying is that the Lord is giving me the strength & open mind to live like i feel He would want me to live & i give Him all the glory now & will do so probably MORE so when i have no one to owe! Won't that be nice???

My New $40 Menu Planning....

So some of you are interested in my menu planning so i will let you know that this week is the first week of my attempt at a $40 menu. So far, this has been pretty tough- but i think this is mainly because i see things on sale & i have a coupon which makes it pretty cheap & then i feel i have to get it- which in turn- bumps my budget up! So i actually paid around $70- but i got way more than just what i needed for my weekly menu. I got some things for NEXT week too! SO maybe next week will be less than a $40 week. (But i am doubting it will be a $10 week, but who knows!). I decided this week to make my grocery shopping trip while i was already out so i planned the night before, putting my coupon binder, list, reusable bags, & cooler bag into the car so that i would have it all handy once i dropped Jackson off at preschool. Then i had promptly an hour to hit Lowe's Foods before i had to go back to the school for the Mother's Day Tea. I got two deals that i was so excited about: One was the salad- i had planned on getting a bagged salad to go with a couple of meals i had planned this week but was dreading the price (even with my coupon) but when i got over there they were marking down ones that needed to be sold quickly (their sell by date was the next day) to .99c! So i had a coupon for $1.00 of two, so i got two & decided that for .50c a bag, i would rework my menu to have the salad last night & tonight so they wouldn't go bad. (I know Randi F. is smiling right now) The other steal was my milk. It was the same thing- i had a gallon in hand & realized that there were some that were marked $2.00, so i checked the date & it was because it was a sell by date of 5.11.08, but when i compared it to the date of the milk in hand- it was 5.12.08! So i got the marked down milk because i KNEW my boys would have that milk long gone by may 11th! I am hoping that maybe tuesdays are the mark down days at Lowe's Foods & that i will be able to get deals like this weekly, but i am not sure. I did end up going over to Wally World to finish up with things i knew were way overpriced at Lowe's, (tomato sauce, mushrooms, can chicken, etc), but i am really beginning to hate Walmart more & more. I told Randy when i got home that it is almost worth it to me to pay more for the groceries to be able to have great customer service & be able to find everything. Everytime i go into Walmart, everything is moved around, everyone is grumpy, things ring up wrong, & it takes FOREVER to check out (& they act like the reusable bags are a problem- don't sell them then!) By the time i leave, I AM IN A BAD MOOD! I ended up getting extra's of what i needed there just so i wouldn't have to go back next week! (thus adding to the extra money spent this week as well!) I did take a picture of my Lowe's foods groceries for an idea of what $38 in groceries (what i spent there) looks like for me, so i will post that as soon as i get to it..... plus i have a post i want to write about my first experience with chicken drumsticks (thanks for the help, Randi!)....

Sunday, April 6, 2008

Weekend Deals!

Well, i begun the weekend knowing i had things to buy on a budget & wondering just how well i would do. I think all in all i did GREAT! I knew that Jackson needed some spring clothes since he literally has ONE pair of shorts. Of course, Eli has all of Jackson's old clothes, so he needed nothing really. Well, i headed out to Kohl's since i had 2 coupons for $5 off my purchase. I got lucky because they were having an early bird special until 1pm. My goal was to spend less than $50 for an entire spring/summer clothing wardrobe. Since he had a few short sleeve shirts already, i was going to focus mainly on shorts, & maybe a few shirts. This is what i got: 5 pairs of shorts & one shirt for $11 & some change. Each peice was on sale from $10 to $4 & Nanny rang up an 2 articles of clothes for me to use the second coupon & her total was a little over $3 & she refused to let me pay her back.(So i ended up getting $60 worth of clothes for $11- saving $39 for shirts & i think i can get a pair of stride rite tennis shoes at the outlet in that budgeting too!)Of course, i took a picture! And in the picture is 8 pair of socks i got (for Eli) at Old Navy clearanced for .49c a pair, regularly $1.75 each- again Nanny ended up ringing them up while i was doing diaper duty back at the car, & AGAIN refused to let me pay her back. Thanks Nanny! Then today, i made a quick CVS run because i came across a coupon that was going to expire today & couldn't pass up this deal! I got all that is pictured (yes ANOTHER bottle of Excedrin- but i made a buck off of it) for 1.99 out of pocket! Who would pass that up??
And just so you know- i won't be posting a picture of EVERY deal i get (since i get them about every week), but i will post from time to time when the deal is especially sweet! It is exciting & this blog doesn't have to be all about the boys- it can be about how i help save money while raising the boys!

Thursday, April 3, 2008

Detour from frugality....

Since i only "work out of the home" 2 days a week, i can easily be persuaded to not cook on those days. Monday was one of those days where i was the persuadER. The thought of getting home at 6pm to even START dinner was overwhelming to me & so i convinced Randy to go to Cracker Barrel. We hadn't been there in some time & after it was over, i immediately felt guilty for the $30 it dipped out of our budget to feed a family of 4. I am trying so hard to cut the spending & dining out is one of the fastest & easiest ways to spend money (not to mention that it is a weakness to give into dining out when you are the one preparing a menu, clipping coupons, shopping, preparing the meal, cooking the meal, & cleaning up after the meal!) But i am mentally back on track (& remotivated after reading THIS blog post) with a new menu for the next 2 weeks & no meals out planned in sight! My new goal is to only spend on $40 a week on groceries (not including household items like diapers, etc) & still feed my family balanced meals. That plan hasn't begun yet because of all the HT triple food & the Kroger deals i got this week. I am going to stretch that food out for a good month i think, hoping to only hit the store for milk & bread, or maybe a lb or two of meat or apples if we run out. So my projected start date for the $40 menus is May 1. Wish me luck!

Here is a photo of the boys who were thrilled with the night out at the Cracker Barrel. Who doesn't love a good rocking chair? Even baby got in on the night out....

Friday, March 28, 2008

Harris Teeter Triples!


Okay, so i told myself that i wasn't going to post pictures of all my savings on this blog because lets face it- that is kinda geeky. But laugh all you want because i will be laughing all the way to the bank! I am so excited over this weeks bargains at Harris Teeter. I don't usually shop there because i think... no, i KNOW, their prices are higher than average for most everything. But i have been shopping at Lowes Foods for the past 6 months because they double coupons up to .99c everyday & combine this with weekly specials & my grocery budget has been cut in half. So i couldn't pass up the opportunity to hit Harris Teeter since they were tripling coupons for 3 days only. You could only use 20 coupons per order & only go through the line one time with them, so we (Rebecca, Jana, & myself) hit two different Harris Teeters in order to maximize the savings! It was loads of fun! The goal is to use mostly .75c coupons (2.25 after tripled) & 50c coupons (1.50 after tripled) to pay less than 50c or $1.00 at worst for most items. MANY items were free with overages & many were less than a quarter!!! So seriously, this is what i got:
(2) boxes of Tide detergent (32 loads each)
(5) bottles of Excedrin 24ct (actually purchased for FREE at Walgreens with $2/off coupon as they were on sale this week for 1.99-regulary 4.99)
(1 )box Reeses snack mix 100 calorie packs
(1 )64 oz bottle of Welchs 100% White Grape Juice
(1) Dukes Mayo
(1) Daisy sour cream
(1)Frozen Grands biscuits
(1)Betty crocker cake icing
(2) Alexia potato nuggets (tater tots)
(2) fat free Eagle brand sweetened condensed milk
(2) Frenchs Friend Onions
(2)Harris Teeter brand shredded cheddar cheese (actually used no coupons here, they were just on sale & we needed them)
(2) boxes of Totinos Pizza Rolls
(5) bags of Steamfresh Veggies
(4) smart choice ramen
(1) Betty Crocker Oatmeal cookie mix
(3) boxes Nutrigrain Granola Bars
(4) boxes Nutrigrain Cereal Bars (actually- no coupons here either- they were on sale & we needed them)
(1) box of Texas Toast
(1) box of Uncrustables Sandwiches
(1) bag Snyders Multigrain Pretzel Sticks
(1) bag of Eat Smart Veggie Crisps Chips
(1) bottle Mrs Dash Hamburger Seasoning
(1) box Hungry Jack Pancake Mix
(2) boxes of Uncle Bens Long Grain Wild Rice
(2) cans Cream Mushroom Soup
(2) cans Cream Chicken Soup
And how much did i spend?????...................
Drum Roll Please.........
I spent right at $20!! That is a little more than i would have paid for the 2 boxes of Tide alone or for paying for 4 boxes of Excedrin at full price! It was crazy fun (& crazy tiring)! So, thanks for tolerating my long post about frugality. It made me feel good to share my savings!! And lets face it, if you could get all this for 20 bucks, you'd do it too!
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